Insurance Services
INSURANCE SERVICES
At HBSS, we provide complete corporate and individual insurance services that protect businesses, employees, and personal properties from unexpected risks. Our broad array of insurance services assures UAE compliance, protects against liabilities, and brings financial security and peace of mind.
Who Requires Insurance Services?
Businesses & Corporations
To secure company properties, workers, and activities from financial losses.
Entrepreneurs & Startups
For a seamless conduct of business and avoiding unexpected liabilities.
Individuals & Families
To cover health, vehicles, and properties against untimely incidents.
Real Estate Owners & Investors
To safeguard properties against loss and damage.
Vehicle Insurance
A must-have for companies and individuals with commercial or personal vehicles, providing financial security against accidents, theft, and liabilities.
Who Needs It?
- Companies with commercial vehicle fleets
- Logistics and transport firms
- Individual car owners and rental companies
Coverage
- Commercial Vehicles: Insures trucks, vans, delivery cars, and corporate fleet automobiles.
- Fleet Insurance: Single policy insuring multiple cars for businesses
- Third-Party Liability: Insures damage to third-party cars, property, or individuals.
- Comprehensive Insurance: Insures against accidental damage, theft, and natural disasters.
Medical Insurance
Offers financial coverage of medical treatment and adherence to Dubai Health Authority (DHA) and Health Authority Abu Dhabi (HAAD) regulations.
Who is it for?
- Businesses offering compulsory health insurance for workers
- Families and individuals looking for healthcare protection
- Expats and UAE workers
Coverage
- Group Health Insurance: Economical medical protection for employees.
- Tailored Plans: Personalized solutions for different firm sizes and budgets.
- Inpatient & Outpatient Coverage: Hospitalization, consultations, and prescription coverage.
- Maternity & Pre-Existing Conditions: Comprehensive policies for vital medical requirements.
Fire & Safety Insurance
Insures properties, business assets, and commercial buildings against fire damages and losses.
Who Needs It?
- Owners of commercial buildings and property managers
- Manufacturing units and industrial enterprises
- Warehouses and storage units
- Retail stores, restaurants, and offices
Coverage
- Property Damage Coverage: Insures assets and property against fire damage.
- Business Interruption Insurance: Insures loss of income due to business shutdown.
- Liability Coverage: Shields business against claims from fire damage.
- Fire Prevention & Safety Compliance: Helps comply with UAE fire safety standards.
Fire & Safety Insurance
Insures properties, business assets, and commercial buildings against fire damages and losses.
Who Needs It?
- Owners of commercial buildings and property managers
- Manufacturing units and industrial enterprises
- Warehouses and storage units
- Retail stores, restaurants, and offices
Coverage
- Property Damage Coverage: Insures assets and property against fire damage.
- Business Interruption Insurance: Insures loss of income due to business shutdown.
- Liability Coverage: Shields business against claims from fire damage.
- Fire Prevention & Safety Compliance: Helps comply with UAE fire safety standards.
Fidelity Insurance
Saves businesses from the loss of finances through employee theft, fraud, or dishonesty.
Who Needs It?
- Corporate and financial entities
- Business entities that process considerable cash transactions
- Companies that have a risk of employee fraud or embezzlement
Coverage
- Fraud Protection: Covers losses resulting from employee dishonesty.
- Financial Security: Keeps businesses insulated from internal risks.
Property Insurance
The site shields the building against unexpected losses such as fire, natural hazards, vandalism, and theft.
Who Needs It?
- Property and real estate investors
- Business entrepreneurs renting office or commercial premises
- Homeowners in search of asset protection
Coverage
- Residential & Commercial Properties: Insures damage to assets and buildings.
- Natural calamity insurance: to cover storms, floods, and earthquakes.
- Burglary & Theft: for loss or damage caused by theft.
Cash at Safe Insurance
guards businesses against cash loss through burglary, theft, or loss of cash kept in safe premises.
Who Needs It?
- Supermarkets and retail shops
- Financial institutions and banks
- Businesses that make big cash deals
What It Covers
- Theft & Burglary Protection: Insures loss of cash from secured and safe premises.
- Business Security: Increases financial security and assures risk control.